Independent Ideas Committed to
Peace of Mind for Our Member

We believe the actions you have taken have been purposeful and beneficial.

What we find is that at some point, we outgrow our past decisions. So how do we proceed without negatively affecting past decisions; but instead enhance those decisions with new ideas and purpose?


We will help bring order to your financial life. By: assisting you in getting your financial house in order (at both the “macro” level of investments, insurance, estate, taxes, etc.; and, also the “micro” level of household cash flow).


We will help you follow through on financial commitments. By: working with you to prioritize your goals; show you the steps you need to take; and regularly review your progress towards achieving them.


We bring insight from the outside to help you avoid emotionally driven decisions in important money matters. By: being available to consult with you at key moments of decision-making; doing the research necessary to ensure you have all the information; and, managing and disclosing any of our own potential conflicts of interest.


We work with you to anticipate your life transitions and to be financially prepared for them. By: regularly assessing any potential life transitions that might be coming and creating the action plan necessary to address and manage them ahead of time.


We will explore what specific knowledge will be needed to succeed in your situation. By: first, thoroughly understanding your situation; then, providing the necessary resources to facilitate your decisions; and, explaining the options and risks associated with each choice.


We attempt to help you achieve the best life possible. We will work in concert with you, not just for you, to make this possible. By: taking the time to clearly understand your background, philosophy, needs and objectives; work collaboratively with you and on your behalf (with your permission); and, offer transparency around our own costs and compensation.

Terra Firma's Income Funnel

Robert Wolf and his company Terra Firma, has been helping business owners for years with multiple services: Including

Discover how much you may be overpaying in taxes

With our tax savings formula we make it easy to see how much is your fair share of taxes and the opportunity costs associated with not tax planning. ​

“Terra Firma Business and Financial Consultants, LLC is a comprehensive consulting firm. Our goal is to assist our clients in determining the appropriate planning needs for today with flexibility to help determine possible exit strategies in the future. Our main goal is to educate you on the necessary strategic plans and designs that are available today to assist you in meeting your goals. We bring our expertise to inform and educate on the strategies available within the guidelines of your goals and objectives. We want to help you protect what you’ve worked so hard to earn and we are dedicated to accomplishing this goal!

All materials provided or communicated are not to be intended to be used, nor can it be used by any taxpayer for the purpose of avoiding U.S. federal, state or local tax penalties. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from their own legal and tax advisors. Terra Firma Business and Financial Consultants, LLC and its consultants and/or affiliates do not provide legal or tax advice.

NOTICE: Nothing in this message should be interpreted as a digital or electronic signature that can be used to form, execute, document, agree to, enter into, accept or authenticate a contract or legal document unless otherwise expressly stated herein. This message and any attached documents contain information from the sender that may be confidential and/or privileged in nature. This message and any attached documents are intended only for the use of the intended recipient and any applicable privileges are not waived by virtue of this having been sent by e-mail. If you are not the intended recipient, you may not save, read, copy, distribute, or use this information in any way or for any purpose. If you have received this transmission but are not the intended recipient, please notify the sender immediately by reply e-mail and then permanently delete this message and any attached documents.

IRS CIRCULAR 230 DISCLOSURE: United States Department of Treasury Regulation Circular 230 requires that I notify you that, with respect to Federal Tax penalties only, unless expressly stated otherwise above, (1) You cannot rely on this advice for protection against Federal tax; (2) nothing contained in this message was intended or written to be used, can be used by any taxpayer, or may be relied upon for the purpose of avoiding any federal tax penalty under the Internal Revenue Code; and (3) nothing contained in this message may be relied on to support the promotion or marketing of any Federal tax transaction or matter that may be subject to Federal tax penalties. Any taxpayer may seek advice based on the taxpayer’s particular circumstances from an independent tax advisor with respect to any Federal tax transaction or matter contained in this message as it relates to Federal tax penalties.”